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McGeever: It's time to reconsider the safe-haven investment.

The Iran War and the global energy crisis it unleashed could have "killed" the idea of an asset that fits all.

It is not a novel concept given the poor performance of the U.S. Treasuries did well after the Russian invasion of Ukraine four years earlier. The extraordinary fall in gold prices since the U.S. and Israeli strike on Iran, February 28, has brought it into the spotlight.

In times of increased economic, geopolitical or financial uncertainty, investors tend to flock to gold, Swiss franc, Treasuries and the dollar. These are the assets that will most likely serve as a safe haven in times of crisis.

Gold has been a safe haven for non-financial assets, especially in times of inflation. Gold has not only performed poorly in the current crisis, but it is also one of the most underperforming assets.

It has lagged behind high-yielding credit, emerging markets stocks, and frontier market stocks. Silver was the only asset that has performed better than it, and this is because of a speculative boom.

Gold has fallen 17% in March so far, and is on course to have its worst month since 1982. This is an astonishing result in a month marked by the worst Middle East conflict, biggest global energy shock for decades, increasing inflation pressures and $6 trillion worth of value being wiped from global stocks.

Around the middle of 2012, gold began to be untethered by whatever economic fundamentals were supporting it. Retail investors, momentum traders, and machines chased gold higher as central bank demand cooled. It culminated in a January high of $5 595 per ounce. This "fear of losing out" (FOMO), euphoria soon turned into widespread liquidation and drowned out any "FTQ", or flight to quality, demand that was sparked by this crisis.

PLENTY ?OF REASONS TO SELL, FEW TO BUY

The dollar and U.S. Treasuries are not much better.

The dollar is up, but only by a little more than 2%. The Federal Reserve is not expected to tighten its policy more than other major central banks this year, so there's no support for the dollar from the anticipated rate differential.

Analysts at Deutsche Bank note that many central banks from Asia and the Middle East will likely look to reduce their FX reserves to cover their increased import costs, to prevent their currencies weakening excessively, and to cushion any inflation shock.

This could cap the dollar, and be a greater drag on U.S. Treasuries. This may have already begun. The amount of Treasuries that are held by the New York Fed for global central banks dropped by $75 billion over the last four weeks.

Analysts at Deutsche Bank estimate that this is equivalent to approximately $60 billion in sales by the official foreign sector. This would be the second-largest net sale since the COVID-19 Pandemic. It's true that the Treasuries Market is the most liquid market in the world. But it's not automatically considered the safest.

The Swiss franc, and the Japanese yen are both affected by domestic issues. Both currencies have historically enjoyed current-account deficits and low rates of inflation.

Swiss National Bank warned that its willingness to intervene on the foreign exchange markets has increased in response to currency appreciation. The yen is already at multi-decade lows and doesn't hold much appeal, given that Japan imports most of its energy.

Investors need to be more flexible and creative. The current turmoil is a good example. Trading strategies are often more effective than buying safe-haven assets. The response to each crisis will vary depending on its origin, for example, buying energy stocks during an energy crisis, or buying defense stock during a conflict.

Cash is the one asset that seems to always do well during a crisis or even an inflationary supply shock. Since February 28, U.S. Money Market Funds have increased by around $60 billion, reaching a record $7.86 trillion. You can't bet against the total exceeding $8 trillion within weeks.

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(source: Reuters)