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Pension funds reject UK Plc's proposal to encourage savers to invest in local stocks

Pension funds reject UK Plc's proposal to encourage savers to invest in local stocks
Pension funds reject UK Plc's proposal to encourage savers to invest in local stocks

Pensions industry said that proposals from the London Stock Exchange Group, and over 100 British business executives, to encourage pension funds to invest more in UK stocks ignores the interests of savers.

Last week, more than 100 senior executives, including the chairs of Anglo American, Barclays and Compass Group's CEO wrote to Britain’s finance minister urging him to take action to reverse the decline of buying domestic shares. The executives said that it was a loss of cash for companies, a way to export wealth and a threat to economic growth.

They proposed, in response, that defined contribution pension plans ensure default funds (the funds into which pension savers automatically invest) place a minimum of 25% of their assets across all asset classes in UK investments. The option to opt out would remain open to savers.

Pensions UK's Zoe Alexander said that schemes are already looking for UK investments that offer attractive returns, even when they take into account risk.

"Going even further and requiring that a percentage of default fund assets be invested in the UK would pose a significant risk to investment return." Alexander said that the interest of the saver is being overlooked in this debate. To revive growth, governments are focusing on encouraging UK asset ownership. Many warn against forcing people to invest in a certain way, which is a power that the government reserves.

According to the letter written by LSEG Chairman Don Robert and CEO David Schwimmer, UK pension funds invest 4.1% of their equity in UK listed companies. This compares with 53% in 1997, and a global median for defined contribution funds that is 13% or more.

They said that if their proposal were to be implemented, it would increase the overall investment in UK equity by between 76-95 billion pounds ($127billion) by 2030.

LSEG declined comment. The British finance ministry didn't immediately respond to an inquiry for comment.

Some schemes have been influenced by past regulations to move away from stocks and into government bonds.

Investors say that the attraction of foreign markets also played a part. The U.S. S&P has risen nearly 500% in the last five years; Britain's FTSE is up 80%. Yvonne Braun, of the Association of British Insurers, responded to LSEG’s proposal by saying that investments shouldn't be influenced externally and that savers should be "at the heart of every policy decision".

(source: Reuters)